mortgage loan ?

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  • mortgage loan ?

    A mortgage loan is a very common type of debt instrument, used by many individuals to purchase housing. In this arrangement, the money is used to purchase the property. The financial institution, however, is given security a lien on the title to the house until the mortgage is paid off in full. If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.

  • #2
    mortgage loan is a way to solve the financial housing problem .
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    • #3
      A mortgage loan is a loan which is taken from banks or private lenders. The interest rates on mortgage loan are very low comparing with the other loan programs like personal loan and car loans etc..The flexibility of interest rates is the main advantage of mortgage loan and it helps to get tax benefit on monthly payments.
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      • #4
        FHA is brief for Federal Housing Authority that is really a division of the department of Housing and concrete Development (HUD). The authority is answerable for administering numerous federal housing programs, one among these is that the authority loan program. Fha loan is commonly an everyday loan that the Federal Housing Administration protects with relation to the recipient against a fail the loan. Loan suppliers WHO issue mortgages with the authority program have that additional level of protection and as a consequence are additional inclined to issue a loan.


        • #5
          According to me, mortgage loan will help you to our home. It lender also has the option of selling the investment on the secondary mortgage market to investors.


          • #6
            Contract Loan officers don't make whatever from the SALE of a home. They make a certain rate of the measure of the contract credit on the PURCHASE of a house.

            The rate of requisition changes from state to state and from moneylender to moneylender.
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            Last edited by Queen121; 01-19-2013, 00:27 AM.


            • #7
              If going for a loan is necessary, we may prefer mortgage first as the interest rates are low and having other tax benefits than any other type of loans.
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              • #8
                Mortgage loan is a method of solving housing problem. A person submit a loan application in the bank and fulfill all the requirement of bank after fulfill the document requirement of bank will decide of giving mortgage loan to person.
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                • #9
                  Not only mortgage loan can solve your financial problem. I have a one more point that is recover your unclaimed or missing money. It can solve your problem without any liabilities. So think about it.


                  • #10
                    Unless you have junction ownership over the land and you avail the lodgings lend together, you will not make the repayment....
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                    • #11
                      a Mortgage loan is used for getting money for making the investment. it is great solution of finacing when you need the moeny.


                      • #12
                        Mortgage or home loan. A very very good opportunity to avail. A roof on your head, why pay rent then ? it is just a waste of money. You are stuck for sure for few years but patience is worth it. I would suggest that if someone is planning to live in the house and not using for investment then that person should take out the loan for 10yrs max.


                        • #13
                          A mortgage is a way to use one's real property, like land, a house, or a building, as a guarantee for a loan to get money.
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                          • #14
                            It is a great product in smart hands!


                            • #15
                              A mortgage loan is a great instrument for affordable housing. There are so many repayment plans, that each customer can find the right one. For instance, borrowers who work on freelance, or do not have stable incomes might apply for balloon mortgage.


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